New and Used Automobiles

New or used, your credit union has some of the most competitive vehicle loan rates around. Let us finance your car, truck, van, motorcycle or recreational vehicle.

  • Simple FREE loan application
  • No closing costs
  • No down payment required
  • 100% financing available
  • Terms up to 84 months
  • Low, affordable rates
  • Pre-approval to make shopping easy and hassle-free
  • Automatic payment from your checking or savings account
  • Refinance existing loans from other lenders
  • Auto loans financed up to NADA book retail value, including tax, license and warranty
  • GAP Insurance available for new and existing loans. 


(Certain terms and restrictions apply)

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) is Loan Deficiency protection designed to eliminate your unpaid net loan balance in the event your vehicle is stolen or damaged beyond repair.

Many people assume that when they lose their vehicle, the insurance company will simply pay off the loan. This is not true. The insurance company will only pay the current value of the vehicle. If this is less than what you owe on your loan (which is not uncommon), you are stuck owing the remaining balance. This puts you at a disadvantage when replacing your vehicle.

With GAP from Vermont VA FCU, you are protected from that scenario. Should you lose your vehicle through an accident or theft, the GAP will cover the net loan balance after insurance settlement AND pay you $1000 towards the purchase of a new vehicle if you finance it through Vermont VA FCU.

Get a quote right now by clicking below or contact a loan specialist at (802) 295-5104.

Get a GAP Insurance Quote