Rates Savings Rates Loan Rates Fee Schedule Savings Rates Deposit Rates Deposit Rates Rate APY Share Accounts 0.100% 0.100% Club Accounts (Tax, Vacation, Christmas) 0.100% 0.100% IRA Accounts 0.250% 0.250% Share Draft Accounts 0.050% 0.050% Money Market Accounts $5.00 - $2,500 0.100% 0.100% $2,500 - $10,000 0.100% 0.100% $10,000 - $25,000 0.100% 0.100% $25,000 - $50,000 0.150% 0.150% $50,000 - $100,000 0.150% 0.150% $100,000 + 0.150% 0.150% Certificate Rates Rate APY One Year 0.200% 0.200% Two Year 0.250% 0.250% Three Year 0.250% 0.250% Four Year 0.300% 0.300% Five Year 0.300% 0.300% IRA CD Rates One Year 0.250% 0.250% Two Year 0.300% 0.300% Three Year 0.300% 0.300% Four Year 0.350% 0.351% Five Year 0.350% 0.351% All rates are subject to change. APY=Annual Percentage Yield