Rates Savings Rates Loan Rates Fee Schedule Loan Rates as of 1/1/2020 All Vehicles Vehicles Term Rate as low as* APR New Auto - Years 18, 19 & 20 up to 7 Years* 1.990% up to 3 years 1.990% Used Auto - Years 16 & 17 up to 5 Years* 2.990% up to 3 years 2.990% Recreational Vehicles varies 2.990% up to 3 years 2.990% All rates are subject to change. Certain terms and restrictions apply. Rates are determined by the term of the loan and the evaluation of your credit. APR=Annual Percentage Rate